Talk to a Real Licensed Agent
Contact Virtual Insurance Agent
No office to visit, no phone tree to fight through — just a direct line to a licensed agent at Contractors Choice Agency. Call, email, or send a message below and a real person will respond, usually within one business day.
Whether you have a quick question about a coverage line, need help with an existing policy, or just want to talk through your options before committing to anything, this is the right place to start. There's no separate department to get transferred to and no need to explain your situation twice — the agent who answers is equipped to help with almost anything you bring to them.
Reach us directly
Call or Text
844-967-5247
A licensed agent, not a call center script.
josh@contractorschoiceagency.com
Good for detailed questions or sending documents.
Licensed to write commercial insurance in all 50 states — 100% virtual, no office visit required. Wherever your business is registered and wherever your crews are working, you're reaching the same agency and the same licensed agents — there's no regional call center to route you through and no local office to schedule around.
What happens after you submit a message
When you send a message through the form or by email, it goes to a licensed agent — not a support ticket queue and not an automated responder. That agent reads what you've written, checks whether you're an existing client, and reaches out by phone or email with either an answer to your question or a request for a few more details. For general questions about coverage, licensing, or how the process works, you can usually expect a reply within one business day. If you're asking about a specific quote, the same agent who responds to your message is often the one who builds and delivers it.
If your question is urgent — you need a certificate of insurance today for a job site, or a policy question that's holding up a bid — calling is faster than the contact form. Phone and text messages reach an agent directly, without waiting for an email reply cycle.
We don't keep a fixed storefront “open” sign, but that doesn't mean availability is unpredictable. Licensed agents work regular business hours across time zones, and phone, text, and email are all monitored throughout the workday. If you reach out in the evening or over a weekend, your message is still waiting for an agent first thing the next business day rather than sitting behind a closed office door until Monday.
What to include so an agent can respond fast
Your business type or trade
General contractor, roofer, electrician, plumber, HVAC, and so on — this alone tells an agent which carrier partners and coverage lines fit your risk profile.
The coverage you're asking about
General liability, workers' compensation, commercial auto, a surety bond, or something else — naming it lets an agent pull relevant information before calling you back.
Whether you're a new or existing client
If you already have a policy with us, mention it — we can pull up your file instead of starting from scratch.
A callback window that works for you
Job sites make phones hard to answer on demand. Telling us a rough window (mornings, after 4pm, etc.) helps an agent reach you on the first try.
Prefer to request a full quote?
The contact form is built for questions, general inquiries, and getting connected to an agent. If you already know you want pricing on a specific coverage line, our free quote request form collects a bit more detail up front — business type, years in business, and current coverage — so the quote you get back is built around your actual business instead of a generic estimate. Either path reaches the same team of licensed agents.
If you're not sure which is the right starting point, use this contact form — describe what you're looking for in a sentence or two, and the agent who responds will either answer your question directly or point you toward a quote request with the right coverage lines already in mind. There's no wrong door here; every message eventually reaches the same small team of licensed agents who can route you appropriately.
For urgent matters, call 844-967-5247 directly.
Other Ways We Can Help
This contact page isn't just for new business
Existing clients reach us through the same phone number, email, and form — there's no separate service line to track down.
Certificate requests
Need a certificate of insurance for a GC or property manager? Call or email and we can often turn it around the same day.
Policy changes
Adding a vehicle, an employee, or a new address to an existing policy is a quick call or email away — no need to start a new application.
Billing questions
Questions about a payment, an invoice, or setting up a monthly plan go to the same licensed agents who handled your original policy.
Claims support
If you need to start a claim or aren't sure how, reach out and an agent will point you to the right carrier process and answer questions along the way.
We try to keep the same agent connected to your business over time rather than shuffling you between different people every time you call. It's not always possible depending on scheduling, but the goal is the same continuity you'd get from a local agent who knows your file — someone who remembers your trade, your prior claims, and what coverage you already carry, instead of asking you to re-explain your whole business from scratch on every call.
What To Expect
Typical response times
General questions
Messages sent through this contact page or by email are typically answered within one business day.
New quote requests
A licensed agent typically calls or emails with a custom quote within one business day of a completed quote request.
Urgent COI requests
Certificates of insurance for an active policy can often be issued the same day — calling gets you the fastest turnaround.
Response times can vary outside normal business hours or during high-volume periods, but every message is read by a licensed agent — nothing sent through this page disappears into an unmonitored inbox. If you haven't heard back within the windows above, calling 844-967-5247 directly is the fastest way to reach someone.
These windows are typical, not guaranteed — a complex application or an especially busy week can push a callback slightly past one business day. If timing matters for a reason we should know about, such as a bid deadline or a start date on a job site, mention it in your message. Agents prioritize time-sensitive requests, and flagging the deadline up front is the easiest way to make sure it doesn't get missed in the queue.
Frequently Asked Questions
Questions about reaching us
What does it mean to work with a "virtual" insurance agent?
It means the entire process — getting a quote, reviewing coverage options, binding a policy, and receiving your certificate of insurance — happens online and by phone, email, or text, with no in-person office visit required at any step.
How do I get a quote without visiting an office?
You fill out a short online form about your business, and a licensed agent reviews it and builds a custom quote across our carrier partners, which we send back to you by phone or email, usually within one business day.
Do I ever need to meet with an agent in person?
No — every step, from the initial quote to policy binding, can be completed by phone, email, and e-signature. You're welcome to call and talk through your options with a real licensed agent any time.
How does e-signature work for binding a commercial insurance policy?
Once you approve a quote, we send your policy documents through a secure e-signature platform. You review and sign electronically, and your coverage is bound as soon as the signature and any required payment are processed.
How long does it take to go from quote to active coverage?
Many policies can be quoted and bound the same day, especially for straightforward general liability or workers' compensation applications. More complex coverage needs may take a bit longer for underwriting review.
Can I really talk to a real person, or is this all automated?
You can always reach a real, licensed insurance agent by phone, email, or text. The online process speeds up the paperwork, but a person reviews every application and is available to answer your questions.
Still Wondering If This Is Real?
You're not the first person to ask
Contacting a company that has no storefront can feel unfamiliar, so it's a reasonable thing to want confirmed before you pick up the phone or fill out a form. Here's the short version, straight from the same page where you'd normally reach us.
Is a virtual insurance agency as legitimate as a traditional local agency?
Yes — legitimacy comes from licensing and carrier relationships, not a physical office. We are a licensed insurance agency in all 50 states, working with the same carriers a traditional local agency would use.
Is Contractors Choice Agency a licensed insurance agency, or just a quote-comparison site?
Contractors Choice Agency is a licensed insurance agency, not a lead-reselling comparison site. We work directly with you and our carrier partners to quote, bind, and service your policy.
What states is Contractors Choice Agency licensed to write insurance in?
We are licensed to write commercial insurance in all 50 states, so you can get coverage no matter where your business operates.
Read more about who we are and how we operate on our About page, or just call 844-967-5247 and ask us directly — that conversation alone usually answers the question faster than any page can.
Ready to get covered?
Call 844-967-5247 or request a free quote online — a licensed agent will respond within 1 business day.